Thrift Savings Plan

FUND COMPARISON MATRIX

The Thrift Savings Plan (“TSP”) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. It was established by Congress in the Federal Employees’ Retirement System Act of 1986 and offers the same types of savings and tax benefits that many private corporations offer their employees under 401(k) plans. The TSP is a defined contribution plan, meaning that the retirement income you receive from your TSP account will depend on how much you (and your agency, if you are eligible to receive agency contributions) put into your account during your working years and the earnings accumulated over that time.

G Fund
F Fund*
C Fund*
S Fund*
I Fund*
L Funds**
Description of Investments
Government securities (specially issued to the TSP)
Government,corporate, and mortgage-backed bonds
Stocks of large and medium-sized U.S.companies
Stocks of small to medium-sized U.S. companies (not included in the C Fund)
International stocks of more than 20 developed countries
Invested in the G, F, C, S, and I Funds
Objective of Fund
Market risk, Credit risk, Prepayment risk, Inflation risk
To match the performance of the Bloomberg Barclays U.S. Aggregate Bond Index
To match the performance of the Standard & Poor’s 500 (S&P 500) Index
To match the performance of the Dow Jones TSM Index
To match the performance of the MSCI EAFE (Europe, Australasia, Far East) Index
To provide professionally diversified portfolios based on various time horizons, using the G, F, C, S, and I Funds
Risk
Inflation risk
Market risk,Credit risk,Prepayment risk, Inflation risk
Market risk, Inflation risk
Market risk,Inflation risk
Market risk, Currency risk, Inflation risk
Exposed to all of the types of risk to which the individual TSP funds are exposed- but total risk is reduced through diversification among the five individual funds
Volatility
Low
Low to moderate
Moderate
Moderate to high historically more volatile than C Fun
Moderate to high historically more volatile than C Fund
Asset allocation shifts as timehorizon approaches to reduce volatility
Types of Earnings***
Interest
Change in market prices Interest
Change in market prices Dividends
Change in market prices Dividends
Change in market prices relative value of currency
Composite of earnings in the underlying funds
2017 Net Administrative Expenses****
0.033%
0.032%
0.032%
0.032%
0.032%
0.033%
Inception Date
04/01/87
01/29/88
01/29/88
05/01/01
05/01/01
08/01/05