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Founded in 2010, Government & Civil Employee Services, LLC (GCES) is a financial services agency that specializes in FERS and Civil Service benefits and retirement. 10 years ago, we saw a need for employees just like yourself, who have few places to turn when they are seeking information about their benefits, many of whom don’t even realize what all they have available to them.

At GCES we meet with clients face to face, online or over the phone. We walk you through the benefits you have available to you as a FERS or CSRS employee, such as FEGLI, Thrift Savings Plan (TSP), Offset Social Security and so on. Have you ever been curious about what all the codes and numbers mean on your paystub? Do you know when you are even eligible to retire? We use our one-of-a kind financial analysis software to input the information from your paystub and tell you when you can retire and give you a glimpse of just how much your monthly income will be after you do. We can help you fill out your blue book when you are ready. We can even provide guidance with new-hire paperwork for those who are just getting started. We like to say that we help our clients from hire to retire and beyond! We even wrote a book about it.

Over the last decade we have met many amazing people and heard incredible stories about what it is like to work at the postal service. That is why we based our book, “The Story of Carl ‘n’ Barb,” on two postal employees who are working their way towards retirement and seek the help of a financial professional, our president, Galen Bargerstock. The book follows the couple through the different pitfalls of retirement planning and how Galen helps to guide them toward a plan that best fits their wants and needs. It’s definitely not your average “how-to” book. It is a heartwarming story about a husband and wife who are just trying to do what is best for their family and reach a successful retirement at the same time.

Like the characters in our book we want to help others find the best retirement plan for them and their families. This might not always include the benefits you automatically receive as a federal employee. At certain stages of your employment the benefits that are offered to you may no longer be your best option. We have products that may be better suited for you. With that said, we will never just show up at your door trying to sell you a product that doesn’t fit your retirement plan.

Our “clients-first” approach to business has built us a very strong and reputable standing with our clients. In fact, a lot of people we meet with have been referred to us by their friends, family and co-workers.

If you haven’t had the pleasure of meeting with one of our financial professionals yet, please contact us and we will be happy to schedule you your very own financial analysis.